Aprosoja MT questions the effectiveness of the 2025/26 Harvest Plan

Entity criticizes high interest rates, excessive regulation and real reduction in the volume of credit

01.07.2025 | 17:09 (UTC -3)
Cultivar Magazine

The Mato Grosso Soybean and Corn Producers Association (Aprosoja MT) expressed concern about the 2025/26 Harvest Plan, launched today. According to the entity, rural credit remains inaccessible due to high interest rates and increased debt in the countryside.

Although the federal government has announced R$516,2 billion, R$185 billion will come through Rural Product Notes (CPR) backed by Agribusiness Credit Letters (LCA), instruments with uncontrolled rates. By disregarding this portion, the real volume available suffers a nominal drop of 17,3%.

Funds with fixed interest rates grew 5% compared to the previous cycle, but suffered a real reduction of 0,32% due to accumulated inflation. Part of these amounts are already committed to debts from the previous harvest.

In Pronamp, the R$69,1 billion maintains differentiated rates, but also does not compensate for inflationary losses. Controlled investments in the agricultural sector totaled R$79,93 billion. Free resources, which are more expensive and have strict requirements, fell 31%, totaling R$21,6 billion.

“We have less money available to hire,” said the president of Aprosoja MT, Lucas Costa Beber. He highlighted that the producer’s purchasing power continues to be eroded.

The entity's administrative director, Diego Bertuol, recalled that only 70% of the values ​​from the previous plan reached the producer. The rate of the corporate funding line increased from 12% to 14%.

In the new plan, interest rates range from 8,5% to 14%, with 10% for Pronamp. For small and medium-sized producers, these rates make it difficult to access credit. Much of the income covers old debts.

The plan requires compliance with the Agricultural Climate Risk Zoning (Zarc), which is considered outdated.

Aprosoja MT also criticized the allocation of only R$3,7 billion to the Warehouse Construction Program (PCA) for structures of up to 12 thousand tons, below the suggested R$9 billion.

In relation to sustainability, the government offered a 0,5 percentage point rebate on interest rates for producers in programs recognized by MAPA, compared to 1 point requested by the entity.

Aprosoja MT assesses that the plan did not bring concrete advances and that excessive regulation compromises its effectiveness.

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