Ministry announces financial agents for Funcafé 2025/26

The Secretariat of Agricultural Policy of the Ministry of Agriculture and Livestock (Mapa) released the result of the analysis of proposals and documentation from financial institutions for the contracting of resources from the Coffee Economy Defense Fund (Funcafé) for the 2025/2026 harvest year. The result was published in the Official Gazette of the Union (DOU) last Friday (1st).

"The announcement represents a fundamental step toward implementing public policies that truly reach rural producers, ensuring greater access to credit and more financing options for production," said Guilherme Campos, Secretary of Agricultural Policy.

Over R$7,18 billion was allocated for this harvest, an increase of approximately 4% compared to the 2024/25 crop year. Of this total, over R$1,81 billion was allocated to operating expenses; over R$2,59 billion to marketing; and over R$1,68 billion to financing coffee purchases. Furthermore, over R$1 billion in credit was designated for working capital for instant coffee and coffee roasting industries and for production cooperatives.

According to the ordinance, the analysis was carried out by the contracting team designated in the Mapa ordinance of June 10, 2025, and the values attributed to the financial institutions were in accordance with the criteria established in the Mapa ordinance of June 28, 2024.

In total, 33 financial institutions that are members of the National Rural Credit System (SNCR) were qualified. They are: Banco Ribeirão Preto SA; Banco Industrial do Brasil SA; Banco Cooperative Sicredi SA; Banco ABC Brasil SA; Bank of China (Brazil) Banco Múltiplo SA; Banco Cooperative Sicoob SA; Banco do Brasil SA; Banco BMG SA; Central Savings, Credit, and Investment Cooperative of the South and Southeast – Central Sicredi Sul/Sudeste; Development Bank of Minas Gerais SA – BDMG; Banco Fibra SA; Banco Guanabara SA; Central Credit Cooperative of Minas Gerais Ltda. – Sicoob Central Crediminas; Credisis – Central of Credit Cooperatives Ltda.; Banco C6 SA; Central Credit Cooperative of Espírito Santo – Sicoob Central ES; Banco Rabobank International Brasil SA; Central Credit, Savings, and Investment Cooperative of the States of Paraná, São Paulo, and Rio de Janeiro – Central Sicredi PR/SP/RJ; Central Credit Cooperative of the State of São Paulo – Sicoob SP; Banestes SA – Bank of the State of Espírito Santo; Central Credit Cooperative with Solidarity Interaction – Central Cresol Baser; BTG Pactual SA Bank; Itaú Unibanco SA Bank; BOCOM BBM SA Bank; Safra SA Bank; BRB – Bank of Brasília SA; Inter SA Bank; Votorantim SA Bank; Santander (Brazil) SA Bank; Bradesco SA Bank; BNP Paribas Brasil SA Bank; Sicoob Uni Central of Credit Cooperatives; and Unicoob Central of Credit Cooperatives – Sicoob Central Unicoob.

Crop Plan

The new Harvest Plan, launched in July by the Federal Government, expanded access to Funcafé, further benefiting rural producers. Beginning with the 2025/2026 harvest, producers enrolled in the National Support Program for Medium-Sized Rural Producers (Pronamp) and the National Program for Strengthening Family Farming (Pronaf) will have greater flexibility in obtaining financing with controlled resources. Now, in addition to the program's specific lines, it will be possible to access other credit modalities with controlled resources, such as Funcafé, respecting the existing limits of the National Rural Credit System (SNCR) and the rules of each line.

The measure aims to meet the growing demand from medium-sized producers for more financing options without increasing the permitted credit limit. This expands access to and efficiency of rural credit, while maintaining the system's balance and supporting important production chains such as coffee, which relies on Funcafé resources.