Farmers in the Midwest receive 86 land credit contracts

It is the first time, within the scope of Terra Brasil – PNCF, that deeds for the “PNCF Empreendedor” financing line have been delivered in the region

22.09.2022 | 15:54 (UTC -3)
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Farmers in the District of Santa Rosa, in the municipalities of Formosa and Vila Boa (GO), received contracts from the National Land Credit Program (Terra Brasil - PNCF) last Wednesday. In total, there were 86 contracts delivered by the Ministry of Agriculture, Livestock and Supply (Mapa), through the Secretariat of Family Agriculture and Cooperatives (SAF).

The program aims to provide access to land, contributing to the generation of income, food security and strengthening family farming. It is the first time, within the scope of Terra Brasil – PNCF, that a public deed of the “PNCF Empreendedor” financing line has been delivered in the Central-West region.

Terra Brasil - PNCF offers conditions so that farmers without access to land or with little land can purchase rural property through rural credit financing.

In addition to land, the financed resources can be used in structuring the property and the production project, in contracting Technical Assistance and Rural Extension (ATER), generating opportunity, autonomy and strengthening family farming, based on improving the quality of life, generation income, poverty reduction, food security and succession in the field for family farmers.

The resources for the financing granted come from the Land and Agrarian Reform Fund.

According to Mapa's Land Credit Management Department, this year, 92 families from the Federal District and the Goiás municipalities of Cocalzinho, Goianésia, Formosa and Vila Boa had access to the PNFC.

Who can participate?

Non-owner rural workers, preferably salaried workers, partners, squatters and tenants who can demonstrate at least five years of experience in rural activity; and farmers who own properties whose area does not reach the size of their family property and is demonstrably insufficient to generate income capable of providing them with their own sustenance and that of their families.

Allows ages between 18 and 70 years, who can prove they have at least five years' experience in rural activities in the last 15 years. Or young people aged 16 and under 18, as long as they are duly emancipated, with registration at the Civil Registry of Natural Persons office. Young people aged between 16 and 19 must prove two years of experience in family farming, as a member of a family group or as a student at a technical school, in Family Alternation Training Centers, including similar ones.

The farmer cannot be a public servant, nor have he been a settler under the agrarian reform, or have participated in any program that has resources from the Agrarian Reform Land Fund. He also cannot have owned a rural property larger than a family property in the last three years. Furthermore, in the case of inheritance, a promisor cannot be a buyer or possessor of the right of action or inheritance over rural property, except when it is an acquisition between co-heirs of rural property subject to sharing resulting from succession.

What are the financing conditions?

The program has three lines of credit to serve different family farming audiences. The line that rural workers can access depends on their income and wealth profiles, as shown in the table below:

Table
Table
  • PNCF Social/SIB - Serves rural families registered in the Single Registry that are in the area covered by Sudene and in the states of the Northern Region. Although all the contracts in this line are individual, the farmer can access it in an associative way.
  • PNCF Mais - Serves farmers who do not own land or have little land (especially sharecroppers and salaried tenants, day laborers and others) who are in other regions (South, Southeast, North and Central-West), except in areas of Sudene.
  • PNCF Empreendedor - Line with coverage in all regions and rules defined by Financial Agents who choose to operate this line. The resources can be used for land acquisition (SAT) and for basic investments (SIB), in structuring the production unit. To qualify, the farmer must have an annual family income of up to R$244.324,60 thousand and annual assets of less than R$500 thousand.

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