Government of Paraná provides R$12,76 million for rural insurance in 2023

An activity that is very susceptible to weather conditions and other uncontrollable factors, agriculture has rural insurance as an aid to protect income. The Government of Paraná, through the Secretariat of Agriculture and Supply (Seab), has an economic subsidy program for the insurance premium. The 2023 operations have already started and R$12.765.527,61 is available.

The resources serve producers of pineapples, cotton, garlic, rice, potatoes, coffee, onions, barley, beans, tomatoes, plums, persimmons, figs, guava, kiwi, oranges, apples, watermelons, strawberries, nectarines, pears, peaches, tangerine, grapes, cultivated forest, and dry wheat; in addition to aquaculture and livestock farming.

The State Subsidy for the Rural Insurance Premium is limited to a maximum percentage of 20% of the total premium. It can be up to R$4,4 per CPF/CNPJ, per crop or animal species, and up to R$8,8 per CPF/CNPJ per calendar year. The resources come from the Economic Development Fund (FDE), administered by Fomento Paraná.

During this period, the main activities to be served in Paraná are winter crops, especially dry wheat and barley, according to Seab's Department of Rural Economy (Deral). However, fruit growing, vegetables and beans will also have demands throughout this year.

According to the state secretary of Agriculture and Supply, Norberto Ortigara, the program helps to provide stability for producers' income. “In addition to contributing to productivity and stimulating food production, it is a way to promote the use of appropriate technologies and modernize property management,” he says.

In 2022, of the R$11 million made available by the state government, R$8,8 million was paid in subsidies, totaling 3.199 policies and covering just over 169,8 thousand hectares.

How to participate

Interested producers should look for an insurance broker they trust. This professional will mediate with brokers to arrive at the most appropriate proposal within the program criteria.

Producers whose farming, aquaculture or livestock farming activities are not supported by the Agricultural Activity Program – Proagro, and who work with any of the 28 activities covered by the program, can enroll in rural insurance.

Insurers

Since 2009, when it was created, the State has been accrediting insurance companies interested in marketing and concluding rural insurance contracts, on a private basis, with rural producers interested in receiving the subsidy. In 2023, the insurance companies Allianz, Essor, New, Sombrero, Fairfax, Swiss Re, Sompo and Too Seguros are already operating, which already have resources invested to meet batches of proposals. Three other insurance companies are in the accreditation and contracting phase.